The traditional process of underwriting business loans is usually irrespective of the loan duration, and cash flows. A number of businesses do not qualify for loans due to this process, and we feel that underwriting of working capital loans must be different from that of term loans or loan against property loans. Due to this reason only, we have been able to give working capital loans or short-term loans to small businesses.

Unlike banks, we are focused on business’s current and past cash flows indicated in your bank statements, Income Tax Returns, Invoices, or sales receipts. If your cash flows for the next three months can be predicted through the documents submitted by you, then we would be able to provide you the loan. We understand that the first few years is tough in business, and you would not make profits. That’s why we have given business loans to individuals who suffered loses last year.


Below are the steps to get a business loan:

  • Open your web browser on your laptop or mobile phone
  • Enter www.loanmeet.comom
  • Click Get A Loan at the top
  • Fill your basic details and select “Business” as loan type

Upload your documents, and complete the loan application

If you want to add one more shop, then we could provide you a loan. However, we would not be able to give you a loan just because you plan to give your house on collatarel. Your cash flows are critical in our underwriting process, and we need those to make credit decision on your loan application. We communicate your loan application status in 24 hours, and you would get funds in 3-5 days. We believe that peer to peer lending works great for business owners, and we are fast.